Your data is 256-bit encrypted and never accessed or sold
Grow your net worth.
Keep your privacy.
A financial operating system for builders. Know your numbers, build real wealth.
Your Age
3030-34Estimated Net Worth
Your complete financial picture — net worth, trends, allocation, and milestones. Simple updates, beautiful visuals.
Free tools to get started.
No signup required. See where you stand, learn what's possible, and build the habits that matter.
Freedom Number Calculator
How much do you need to make work optional? See your number, track your progress, and project when you’ll get there.
Try it free →Wealth Score Quiz
10 questions. 2 minutes. Discover your wealth-building score and get personalized tips.
Try it free →Net Worth Percentile
See where you rank compared to other Americans your age using Federal Reserve data.
Try it free →Compound Interest Calculator
See how monthly contributions and time turn small investments into serious wealth.
Try it free →Private by design. Powerful by habit.
Bank-connected apps break constantly, expose your credentials to third parties, and put you at risk of identity theft. We skip all of that. You update your balances yourself, and that turns out to be the best part: the act of checking in builds the financial awareness that actually grows wealth.
No identity required
No phone number. No SSN. No bank login. Use any name you want. We never verify it. Your net worth is your business.
Nothing worth stealing
No bank credentials stored. No transaction history. Even in a breach, there's nothing an attacker can use for identity theft.
No aggregators. No middlemen.
No Plaid. No Yodlee. No Finicity. Your banking credentials never leave your bank. We never see them, store them, or route them through a third party.
Screenshots deleted instantly
When you upload a screenshot, we extract the numbers and immediately discard the image. Never saved. Never logged. Never seen by a human.
Simple, transparent pricing
$99 a year to invest in the habit that builds everything else.
Free
Free forever
- 5 accounts
- Net worth dashboard
- Snapshots & history
- Milestones
- All calculators & tools
- Investing Academy
- Complete learning library
Pro
Billed annually at $99 — or $12.99/mo
- Everything in Free
- Unlimited accounts
- Screenshot & CSV import
- Projections & trends
- Personalized insights
- Investor mindset tracking
- Investment tracking & analysis
- Historical editing & backfill
- Personal Financial Statement
- Data export
- Priority support
The 5x Growth Guarantee
Just getting started building wealth? We know the tracking habit alone will more than pay for itself. Update your numbers for at least 6 months — if your net worth doesn't grow by at least 5x your subscription cost, we'll refund you. No questions asked.
Cancel anytime with one click. Business owners: Pro may qualify as a deductible expense.*
Don't know where to start?
Take our free beginner courseQuestions
Can I import from other apps or spreadsheets?+
Yes — upload a CSV from Mint, Empower, Monarch Money, YNAB, Copilot, or any spreadsheet. We auto-detect the format, let you map columns and match accounts, and import your entire history in seconds. You can also upload screenshots and we'll extract account data automatically with AI.
Is my data actually safe?+
You never connect a bank account, so there are no credentials to steal. We store encrypted balances tied to a name you chose (we don't verify it) and an email. Even in a worst case, there's nothing useful to an attacker.
Do I need a lot of money to start?+
Not at all. Whether you're tracking $500 or $5 million, the habit is the same. Some of our most dedicated users started with a savings account and a student loan. The point isn't where you start — it's that you start.
What if I forget to update?+
We send a reminder on your chosen day each month. Even inconsistent tracking beats no tracking. Your data is always there when you come back, and you can pick up right where you left off.
How is this different from Mint or Personal Capital?+
Those apps connect to your bank accounts and pull data automatically — which sounds convenient but creates security risk and breaks constantly. Steady Wealth takes 2 minutes per month, gives you a deliberate check-in with your finances, and your bank credentials are never shared with anyone. Plus, you get things they never offered — beautiful net worth visuals, cash flow projections, investment analysis, liquidity tracking, and built-in financial education. It's not just a tracker, it's a complete financial command center.
How does the 5x Growth Guarantee work?+
Simple: use Steady Wealth Pro for at least 6 months and update your numbers regularly. If your net worth doesn't grow by at least 5x what you paid for your subscription, we'll refund you — no questions asked. We're that confident in what tracking does. This is not a guarantee of investment returns; it's our commitment that the habit of tracking will pay for itself many times over.
Can I cancel anytime?+
Yes, instantly with one click. No questions, no hoops, no retention calls. And your data stays yours — export it anytime, even after canceling.
“Knowing what you don't know is more useful than being brilliant.”
Charlie Munger
The tracking effect.
Most people don't lose wealth from bad investments. They lose it from not paying attention. The research is clear: people who track their wealth consistently build more of it.
People Who Track Their Money Build More Wealth
93% of millionaires budget. People with financial plans have 2.7x higher net worth. The evidence is overwhelming.
Read more →Net Worth by Age: Where Do You Actually Stand?
Detailed benchmarks from the Federal Reserve, broken down by age, education, and homeownership.
Read more →The $100K Tipping Point
Munger called the first $100K the hardest money you'll ever make. After that, your money starts making money faster than you can.
Read more →Let's start building your freedom.
The fact that you're here puts you well ahead of most people. This simple habit is one of the highest-leverage steps you'll take in your wealth-building journey.