What's Your Freedom Number?

The exact net worth where work becomes optional. Calculate yours and see how long it'll take to get there.

Freedom Number Calculator

The investable assets you need to make work optional. Passive income reduces what your portfolio needs to cover.

Monthly Expenses

$48,000/year
$

Monthly Savings

$0/year

How much you're adding to investments each month. Speeds up the timeline — doesn't change your Freedom Number.

$

Monthly Passive Income

$0/year

Rental cash flow, pensions, Social Security, dividends — income that doesn't require active work.

$

Expected Annual Return

7%
3%S&P 500 avg ~10% · After inflation ~7%10%

Your Assets

$0

Still Need

$1.2M

Freedom Number

$1.2M

0.0%$1,200,000 to go

Increase savings or return rate to project a timeline.

$48,000/yr expenses × 25 (4% rule)

Your journey starts here.

Every dollar invested is a step toward freedom. The first 10% is the hardest — and you're already building momentum.

The Freedom Number Series

5 Levers That Control Your Freedom NumberHow Monthly Savings Change Your TimelineThe Passive Income ShortcutHow Taxes Inflate Your Freedom NumberFinding $500/Month You Won't Miss

Freedom Number

$1.2M

Current Progress

0.0%

Years to Freedom

—

Passive Coverage

0%

Enter your investable assets to see a timeline projection.

Based on the 4% safe withdrawal rule. Assumes compound monthly growth on investable assets. For illustration only — not financial advice.

Track your investable assets and passive income

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