What's Your Freedom Number?
The investable assets you need so work becomes optional. Calculate yours and see when you'll get there.
What you spend
What you spend in a typical month today.
Rent, pension, Social Security, dividends. Income that arrives without active work.
What you have
Assumptions
Your Freedom Number is in today's dollars, so use a return after inflation. The S&P 500 has averaged about 10% a year, or about 7% after inflation.
Your Freedom Number
$1,200,000
$48,000/yr spending × 25 (4% rule)
Add your investable assets or monthly savings to see when you get there.
Your journey starts here.
Every dollar you invest moves this number. Small, steady contributions add up.
The Freedom Number series
Based on the 4% withdrawal rule with monthly compounding on investable assets. For illustration only, not financial advice.
Track your investable assets and watch this number get closer.
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