100% Free
Wealth-Building Tools
Calculators, quizzes, and email courses to see where you stand and what to do next. No signup required.
Plan your freedom
How much you need, and how your money grows to get there.
Freedom Number Calculator
Most popularThe net worth where work becomes optional, your timeline to reach it, and what gets you there faster.
Calculator
401(k) & Retirement Calculator
Project your 401(k) or IRA with employer match, and see contributions vs. growth.
Calculator
Compound Interest Calculator
Watch monthly contributions and compound growth build over time.
Calculator
Roth vs. Traditional
Compare after-tax retirement outcomes side by side for your tax brackets.
Calculator
See where you stand
Benchmarks and quizzes for a quick read on your finances.
Net Worth Percentile
Where your net worth ranks among Americans your age, from Federal Reserve survey data.
Calculator
Millionaire Next Door
Thomas Stanley's formula: are you ahead of or behind the net worth your income predicts?
Calculator
Wealth Score Quiz
10 questions on your money habits, with a score and next steps.
Quiz
Money Personality Quiz
10 questions to find how you naturally relate to money, and how to use it as a strength.
Quiz
Make the big calls
Side-by-side math for fees, debt, and housing.
Advisor Fee Calculator
Index fund vs. robo-advisor vs. advisor fees, and what each costs you over decades.
Calculator
Debt Payoff Calculator
Avalanche vs. snowball side by side, with your debt-free date and total interest.
Calculator
Rent vs. Buy Calculator
Compare the wealth from buying a home with renting and investing the difference.
Calculator
For families
Hands-on money habits for kids.
Free email courses
Short courses delivered to your inbox. No account required.
5 Days to Your Freedom Number
Burn rate, the 25× rule, and the Crossover Point: the net worth where work becomes optional.
5 emails · 1 email a day
The 7-Day Wealth Habit
The monthly net worth habit behind steady wealth building, in 7 short emails.
7 emails · 1 email a day
The Steady Investor
The data on market timing, the neuroscience of panic selling, and how to build your own track record.
5 emails · 1 email every 2 days
The Debt-Free Playbook
Avalanche vs snowball, the 48-hour rule, and your debt-free date.
5 emails · 1 email a day
The Tax-Smart Wealth Builder
Account priority, Roth vs Traditional, tax-loss harvesting, and asset location.
5 emails · 1 email a day